We have built a history of consistent partnerships with financial institutions and others authorized or not to operate by the Central Bank of Brazil, providing advice on all aspects relevant to Brazilian Banking Law and Payment Methods.Regarding financial institutions, we provide services in a wide range of operations, including mergers and acquisitions, contracts with service providers, analysis and adequacy of banking products, and analysis of risk and responsibilities of various activities by applicable legislation.You can count on our experience in Payment Methods for legal support in setting up and requesting the necessary authorizations from the Central Bank for the creation of financial institutions, including credit societies (SCD and SEPs) and payment institutions, as electronic money issuers and initiators of payment transactions, from the request for authorization with the Central Bank to the necessary adjustments to implement the instruments required by applicable regulations.We also advise setters and participants of payment arrangements and service providers of payment methods in the analysis of activities, products, structuring, and adaptations, as well as drafting contracts and other documents necessary for business development.

Atuamos amplamente na assessoria de instituições financeiras e outras instituições autorizadas ou não a funcionar pelo Banco Central do Brasil em todos os aspectos pertinentes ao Direito Bancário e Meios de Pagamento brasileiro. Com relação a instituições financeiras, estamos preparados para prestar serviços em diversos tipos de operações, incluindo fusões e aquisições (M&amp;A), contratos com prestadores de serviços, análise e adequação de produtos bancários, análise de riscos e responsabilidades de diversas atividades de acordo com a legislação aplicável.Com relação a meios de pagamentos, nossos serviços incluem apoio jurídico na constituição e solicitação das autorizações necessárias junto ao Banco Central para a criação de instituições financeiras, incluindo sociedades de crédito (SCD e SEPs), e instituições de pagamento, incluindo emissores de moeda eletrônica e iniciadores de transações de pagamento, desde o pedido de autorização junto ao Banco Central até as adequações necessárias para a implementação dos instrumentos exigidos pela regulamentação aplicável.Além disso, prestamos assessoria aos instituidores e participantes de arranjos de pagamento e prestadores de serviços de meios de pagamento na análise de suas atividades e produtos, estruturação e adequações e elaboração de contratos e outros documentos necessários ao desenvolvimento de seus negócios.

Bancário e Meios de Pagamento

Banking and Payments

Maria Amélia Senra

We have extensive experience representing large companies and Brazilian and international investment funds in Mergers and Acquisitions, Joint Ventures, Corporate Reorganizations, Capital Markets, Private Equity, Commercial Contracts, among other activities.One of the aspects of our services that stands out in the market is a careful structuring and legal implementation of the most sophisticated and complex of transactions.Our recognition as one of the leading Mergers and Acquisitions firms in Brazil, according to the main rankings and legal guides that cover the industry, is a reflection of our consolidated position.

Corporate, Mergers and Acquisitions

We have extensive experience in advising listed companies on complying with the rules issued by the Brazilian Securities and Exchange Commission (CVM), as well as on obligations related to the different listing segments of B3 S.A. - Brasil, Bolsa, Balcão (B3).Our practice covers routine activities, such as documentation involving ordinary and extraordinary shareholders’ meetings (including remote voting), Reference Forms, Material Facts, and relationships with stakeholders. We prepared responses to inquiries and questions sent by the CVM, B3, and Council of Appeals of the National Financial System (CRSFN).Furthermore, we assist in decision-making processes for controlling shareholders and in different levels of company management. Matters such as conflict of interest, abuse of power, structuring of corporate transactions, fiduciary duties and accountability are among the topics we have expertise.In addition to the attention to details, which is necessary for the day-to-day activities of listed companies, our services comprise the best practices of corporate governance, from the structuring of governance systems to the preparation and updating of policies and codes of conduct.

Their approach is always very technical and they also play an important role in advising us on how to bridge negotiation gaps and on structuring transactions.

Banking and Payments

Team Banking and Payments

Maria Amélia Senra

Maria Amélia Senra